MortWise

MortWise helps first-time buyers make confident mortgage decisions. It compares fixed, variable and split-rate mortgages across 52 housing markets, runs rate-rise stress tests, and factors in country-specific stamp duty and first-home schemes (Help to Buy, FHSA, KfW). Users get a clear picture of monthly repayments, total cost, and how their mortgage performs if rates rise — all without needing a broker.